Dear Kenny,
Thank you for your book! It was a huge turning point for me. It gave me clear direction when I really needed it, when I was lost in a thick dark jungle of credit card debt.
I had heard, mostly on the radio, that credit cards could be settled for far less than I owed, but just how? When I called some of those companies that advertised on the radio, they wanted huge fees and were talking about “consolidating” and having me make payments for at least 5 years — some even wanted me to deposit money with them! It was as if they wanted to be in control and I did not trust them. I also scoured the internet where I got plenty ‘bits and peices’ which seemed to tell only part of the story, but I couldn’t find any organized information.
What I needed was a comprehensive plan which would guide me, a plan coming from a source that didn’t want huge fees and commissions.
Then, thank God, I found your book. Just as the title says, I could do it myself! You were articulate and caring enough to put your experiences in writing, telling your story with all the twists and turns and the pitfallls and victories.
Thanks to your book, I didn’t have to go through the “Scary Forrest” all by myself because you had already been through it. You shared with me what you had been through, and it was not that bad. You guided me with critical intelligence and told me what to expect and to look out for, briefing me on so many of the “bluffs”, “rehearsed lines” and other tactics that the debt collectors use to intimidate. As a result, I was confident and unntimidated when going through the entire process, all the way to settlement.
I am happy to tell you that I just settled $125,000 of credit card debt for about 20% of my balance — yes, that’s 20 cents on the dollar!
Thanks for sharing Kenny.
Harold W. , Los Angeles. CA
